Privacy Policy for ACH Payments

Effective Date: July 1, 2024

1. Introduction At 3Back LLC, we value the privacy of our customers and are committed to protecting their personal information. This Privacy Policy outlines how we collect, use, and safeguard your information when you make payments via Automated Clearing House (ACH) transactions through our payment processor, Stripe.

2. Information We Collect When you make an ACH payment, we may collect the following information:

  • Personal Information: Your name, email address, and contact details.

  • Bank Account Information: Your bank account number, routing number, and account type.

  • Transaction Information: Details about the payments you make and receive.

3. How We Use Your Information We use the information we collect to:

  • Process your ACH payments securely.

  • Verify your identity and prevent fraudulent transactions.

  • Communicate with you about your transactions and provide customer support.

  • Comply with legal obligations and enforce our terms and conditions.

4. How We Share Your Information We may share your information with the following parties:

  • Stripe: Our payment processor, to facilitate ACH transactions.

  • Financial Institutions: To process and complete the transactions.

  • Service Providers: Who assist us in operating our business and services.

  • Legal Authorities: If required by law or to protect our rights and interests.

5. Data Security We implement a variety of security measures to maintain the safety of your personal information. These measures include encryption, access controls, and secure server infrastructure.

6. Your Rights You have the right to:

  • Access the personal information we hold about you.

  • Request corrections to any inaccurate or incomplete information.

  • Request deletion of your personal information, subject to legal and contractual restrictions.

  • Object to the processing of your personal information in certain circumstances.

7. Changes to This Privacy Policy We may update this Privacy Policy from time to time. Any changes will be posted on this page, and we will notify you of significant changes via email or through our website.

8. Contact Us If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

3Back LLC
ops@3back.io

By using our services and making ACH payments, you agree to the terms of this Privacy Policy.

9. Acknowledgment By providing your bank account information and making an ACH payment, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and sharing of your information as described herein.

10. Consent for ACH Payments By providing your bank account information, you authorize us to initiate ACH debit and credit entries to your account for the amounts specified in your transactions. This authorization will remain in effect until you notify us in writing to terminate it, subject to any outstanding payment obligations.

11. Governing Law This Privacy Policy is governed by and construed in accordance with the laws of Alabama, without regard to its conflict of law principles.